Dental Insurance Options in Rancho Santa Margarita
Insurance Providers We Accept
We proudly partner with leading dental insurance providers to make quality care accessible. Our in-network partnerships include Delta Dental, Anthem, Ameritas, Blue Shield, Cigna, Sun Life, GeHA, Guardian, Humana, Aetna, Principal, united health care, and MetLife. We also accept Medicare and out-of-network plans to provide you with flexible options.
Making Care Affordable
At Elite Dentistry, we believe financial considerations shouldn’t prevent you from receiving necessary dental care. Here’s how we help:
1.
Insurance Verification
2.
Claims Processing
3.
Flexible Payments
4.
Treatment Planning
Understanding Your Coverage
Let us help you navigate your dental benefits:
- Preventive Care: Most plans cover routine cleanings, exams, and X-rays at 100%, encouraging regular maintenance visits to prevent more serious dental issues and maintain optimal oral health.
- Basic Procedures: Fillings and similar treatments typically receive 80% coverage, including procedures like simple extractions, periodontal treatments, and emergency care to address dental problems before they become more severe.
- Major Services: Complex procedures like crowns, bridges, dental implants, and dentures are often covered at 50%, and our team helps you plan these treatments to maximize your insurance benefits while meeting your dental needs.
- Annual Maximums: We help track and optimize your yearly benefit limits by strategically timing treatments and providing alternative payment options when necessary to ensure you receive the care you need throughout the year.
Schedule Your Visit Today
Don’t let insurance questions delay your dental care. Contact Elite Dentistry to verify your coverage and schedule an appointment. Our knowledgeable team will help you understand and maximize your benefits while receiving the quality care you deserve.
SCHEDULE TODAY CAll: (949) 888-8989Dental Insurance FAQs
If you have any questions about dental insurance, we’ve got answers.
Even if we are out-of-network with your insurance, we will work with your insurance to reduce care costs. Although many insurance plans may restrict in-network benefits to certain providers, you can normally use your plan at out-of-network dentist’s offices as long as you pay the difference in the coverage and treatment fee.
To help you better make decisions and understand your care, Elite Dentistry will always print an itemized treatment plan that lists all fees and procedures included, along with your estimated insurance benefits and patient portion. That way, you know exactly what to expect prior to scheduling any treatment. Additionally, you can always choose to finance all or a portion of your procedure when necessary.
Many of our patients do not have dental insurance and choose to finance their dental treatment. They are able to make affordable, low monthly payments instead of enrolling in a separate insurance plan. Talk with one of our team members today to find out if you need dental health insurance, other options available to finance all of your dental treatment if you don’t have insurance, and how affordable payment options work.
